Create a national health insurance department with a health insurance policy for basic medical, drug, lab and hospital coverage with a small inflation adjusted co-pay offered through insurance companies.
Issue national insurance cards which act as vouchers that entitles legal residents to basic medical coverage.
People can apply to their private insurance (use their national insurance ID number) and obtain additional coverage and options if they so desire.
Private insurance companies will get reimbursed by government for providing the basic coverage.
Employers are obligated to the insurance department for basic coverage for their employees and expense it as tax write off.
The customary fees are determined and published annually and locally (by zip codes).
People can go to any physician or hospital. Any excess fees are out of pocket.
