Create a national health insurance department with a health insurance policy for basic medical, drug, lab and hospital coverage with a small inflation adjusted co-pay offered through insurance companies.
Issue national insurance cards which act as vouchers that entitles legal residents to basic medical coverage.
People can apply to their private insurance (use their national insurance ID number) and obtain additional coverage and options if they so desire.
Private insurance companies will get reimbursed by government for providing the basic coverage.
Employers are obligated to the insurance department for basic coverage for their employees and expense it as tax write off.
The customary fees are determined and published annually and locally (by zip codes).
People can go to any physician or hospital. Any excess fees are out of pocket.
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OMG
by David ET on Sun Aug 16, 2009 02:29 PM PDTYou should see how upset the extremists on Daily Kos are!
Yes
by ex programmer craig on Sun Aug 16, 2009 02:26 PM PDTJust saw that on the news. That is good news, if they are serious about it :)
Obama signals compromise
by David ET on Sun Aug 16, 2009 02:23 PM PDTA step in the right direction:
"Government run Health Care Option "Not The Essential Element"
//www.huffingtonpost.com/2009/08/16/sebelius-public-health-ca_n_260511.html
gov.subsidy
by maziar 58 on Sun Aug 16, 2009 12:03 PM PDTMr. craig I am and was in the same boat just like you for years and hope only not to ever get sick;what a pity in a land of plenty !
they have to get rid of all middle man and TRULY lower the cost of docs. and hospital visit and focus to nationalize the drug and insurance institutions instead. Maziar
Craig
by David ET on Sun Aug 16, 2009 11:54 AM PDTOnce we give our rights away, it is much harder to get them back. many democrats do not realize that as good as they may think of Obama or current democrat controlled congress or whatever , they will not be there forever and there will be others and who knows who will be next controlling our children's health !
As I responded to someone on Daily Kos:
Government has the guns, prints the money and now control our health too? What's next? Our first born?
What's wrong with having entitlement and chosing our own than handing it all to one (government)
America has not yet seen what a government with too much power is capable of doing, be very careful what you ask for !
Just saw this
by ex programmer craig on Sun Aug 16, 2009 03:37 AM PDT//news.bbc.co.uk/2/hi/americas/8203781.stm
Speaking in Colorado, Mr Obama said that under his plan companies would
not be allowed to charge exorbitant fees nor place arbitrary limits on
coverage.
You see how he shifts the dialog now to something that will be popular? He knows everyone hates the insurance companies, and everyone feels the insurance companies rip them off.
The problem is, that he's been trying to sell the idea that the insurance companies will be able to compete with the "public option" (meaning government health care). Only, if he caps the rates they can charge while at the same time forcing them to approve unlimted payouts, they won't be able to compete with the government plan at all. He will be restricting their income and throwing open the floodgates on their expenses. They'll go broke. And then all that will be left will be the government plan.
I DO want healthcare reformed. I'm self-employed. Nobody pays for my insurance but me. I've been without any insurance at all in the past. We do have a problem. But what Obama wants to do is not "reform". He wants to replace the private sector with government healthcare. I don't WANT the US Government to be looking after my health. I've never had a pleasant time of it dealing with government bureaucracies, but at least when I'm waiting in line for hours down at DMV only to eventually talk to somebody who has nothing better to do than give me attitude, I don't have to worry that I'm going to die because of their incompetence.
David
by ex programmer craig on Sat Aug 15, 2009 08:58 PM PDTDailyKOS is about as "left" as it gets in the US :)
Poll
by David ET on Sat Aug 15, 2009 05:02 PM PDTSo far here are the results of a poll that I am running on a mainly democrat website (Daily Kos):
How do you want the health insurance system to be?
No changes
0%0 votes
Obama plan
50%8 votes
Provide vouchers and pick own insurance
6%1 votes
Other
43%7 votes
One of the other solutions were: Medicare for all
David ET
by ex programmer craig on Sat Aug 15, 2009 01:28 PM PDTIt's about socialized medicine, David. Americans don't want it. We didn't want it when the Clintons tried to give it to us in the early 1990s, either. What we want is REFORM of the current system. We don't want the current system to be replaced by a "public" system. The democrats keep using the word "reform" to try to trick us, when what they are talking about is government health care.
And furthermore, at this point what it is ABOUT has become the Obama Administration trying to coerce American citizens into silence. He has to be stopped. He's trying to take the United States to a place it's never been before. We won't be quiet. We won't accept the US government silencing dissent. We won't accept the government making "lists" of dissenters, and we won't accept teh government soliciting informants to "turn in" their fellow citizens for saying things that are contrary to the positions of the elected government.
That isn't America. This is some scary shit. I don't think this is the change people had in mind when they voted for Obama. If he doesn't straighten up and fly right we're headed for big trouble.
parties
by David ET on Sat Aug 15, 2009 10:45 AM PDTI made no mention of poloitical parties, that is one reason this keeps failing because right to health is politicized by one or another/
As for Obama plan, does it offer vouchers or is proposing central government control of our health?! which is a dangerous path to take.
Last I checked he made an 80 billion dollar deal with drug companies through their lobbys. Something that he was so much against during campaign!
Dear ET
by minadadvar on Sat Aug 15, 2009 07:46 AM PDTThe fuss, for most part, is not about health care. Insurance companies are concerned about their profits. Many republicans are insurance companie's hired guns. Together, they are using people's ignorance and/or racism to sabotage Obama's efforts. They remind me of plain clothes/basijis in Iran.
P.S. You probably knew all of this. But thanks for the post.